Martin Lewis warns drivers to check if they can save up to £400 on car insurance using new tool | The Sun

MARTIN Lewis' MoneySavingExpert has revealed how millions of motorists can save hundreds on their car insurance.

Drivers can use the website's Car Insurance Compare+ tool which offers cheap quotes and tips and tricks to make extra savings.

One motorist said it had saved him over £400 a year, and that was even with costs incurred by switching mid-term through his policy.

Ben told MoneySavingExpert.com he paid £1,062 for his car insurance last year.

But by using the tool and following the website's tips and tricks, this year's quote came in at £659, saving him £403.

That was with the same car as last year.

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The tool works by motorists filling in a form asking for basic details such as registration number and email address.

They then receive a quote based on prices compared on MoneySuperMarket.com.

The tool also offers drivers advice on other things they can do to reduce their quote, such as trying comprehensive cover and adding a responsible additional driver.

One thing to bear in mind is that the tool offers insurance prices based on just MoneySuperMarket.com's website and not other price comparison websites.

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However, it does offer a list of other comparison websites to try and also tells you whether you should check your quote with Direct Line to see if you can get a better deal there.

How can I save on my car insurance?

On top of using the MoneySavingExpert.com tool, there are other ways to slash the cost of your car insurance.

It could be a useful time to do something as well – industry insiders from One Sure Insurance say plenty of people across England are overpaying for their plans.

First, if you're looking to switch deals, doing so early could see you save hundreds.

New policies arranged two or three weeks before a renewal date can often be much cheaper than if you wait and switch on the day they end.

Martin Lewis has called this period the "21-day rule".

Second, you don't have to just accept your renewal quote, if you already have a car.

While it might seem easier to go with what your provider has offered you, you could save hundreds by shopping around for new deals.

Third, you could tweak your job title, as insurers see certain professions as riskier than others and more likely to result in claims.

Of course, you shouldn't lie about your profession but a simple change could see you save money.

One money blogger revealed how it could save you hundreds a year.

Fourth and finally, you could save money by paying for your insurance annually.

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Paying monthly may be more convenient, but you'll end up paying more overall.

So if you've got the money in the bank, paying up front will see you make some decent savings.

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